The 50, 30, and 20 Personal Finance Rule. Have you heard that the 50, 30, 20 rule and actually applied in your finance management The 50, 30,20 rule, is where allocate 50% of your net earned income to your needs, 30% to your wants, and 20% to savings. In this video I take you through it and how it actually saved my personal fiancé’s, as well as the Personal monthly expense tracking tool. If you are interested in the tool, it’s only at a fee of only $6 dollars, reach out to [email protected].