1. Evaluate the risks your business faces.
2. Consider the various types of insurance available, such as Public Liability, Employer’s Liability and Property Damage.
3. Shop around for the best insurance deals, including discounts for multiple policies.
4. Check the policy details carefully to make sure you’re covered for the areas you need.
5. Make sure you understand any exclusions in the policy before you buy.
6. Consider the strength of the insurer – is their reputation for paying out good?
7. Check that you are properly covered for the activities your staff may be undertaking.
8. Consider specialist insurers for any more dangerous or specialist activities.
9. Ensure the insurance policy is up to date and accurate if your business changes.
10. Regularly review the insurance you purchase to make sure it is still the best deal for you.